Advisory Insights: The great capital unlock
Talent and technology are critical, but access to high quality capital is vital to unlock this potential. Lending volume is 50% lower ingrowth markets, despite the number of entrepreneurs and consumers greatly exceeding the developed world. Explore how this situation is evolving.
Southeast Asia Deep Dive: Philippines and Indonesia
In our recent quarterly meeting with our Macroeconomics Adviser, Nick Stadtmiller, we delved into the economic and political landscapes of the Philippines and Indonesia for 2024.
Macro Outlook with Nick Stadtmiller - Africa "Big 4" 2024
In our recent quarterly meeting with our Macroeconomics Advisor, Nick Stadtmiller, we discussed the key macroeconomic themes in Africa from the first quarter of 2024, with a particular focus on the risks and opportunities in Egypt, Kenya, and Nigeria.
Deep Dive: Pakistan
Having spent a week at PakLaunch meeting with friends, investors and founders building and investing in Pakistan we have been overwhelmed with the size of opportunity while beginning to understand the challenges for the South Asian nation of 249m people.
Travel Diaries: Kenya
A first-hand insight into Kenyas blooming start-up community from 10 days with local investors, founders and key players.
The role of AI in lending
AI has a wide range of applications throughout the lending cycle - from improving credit approvals & product offerings, to streamlining application processes and collections
The financing of loan financing
A deep dive into the three main ways in which a tech enabled business can provide/drive the provision of credit. These are: Pure Loan Origination, Off-Balance Sheet Lending and On-Balance Sheet Lending.
Unlocking the financial leverage of the wage
In emerging markets, the majority of workers earn very low incomes and work in informal economies. As a result, these individuals live paycheck to paycheck and are often unable to access traditional forms of credit - many work in informal economies and lack financial histories due to cash dominant environments, making banks reluctant to give them loans.
Macro Spotlight: Egypt
Egypt is a country of 110m people with low banking penetration across the country. A historically cash driven economy the last 2 years have seen a huge uptick in digitalisation.
Auto-financing, the global opportunity
In emerging markets, owning a vehicle is more of a necessity than a luxury: a vehicle, is not only a key store of value, vital to navigate the complexities of daily life but also a corner stone of engaging in economic activity.
Tomorrow Capital and Reseed
ReSeed is a charity organisation supporting sustainable livelihoods in Sierra Leone
Tomorrow Capital and Changing Stars
Changing Stars is a Malawi based charity striving to make a difference through education