We back the next generation of credit-led fintechs, unlocking the flow of capital that drives growth for entrepreneurs, small businesses, and everyday consumers.

Financing Tomorrow, Today.

New vision, coming soon.
See more about us here.

Our team

Nathalie Peach
Olivia Hamilton-Russell
Lauren Cochran
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Harrison

Emmett-Lee

Founder and Managing Partner
Bio

Harrison has built a wide-ranging career in fintech as both an operator and investor. He was an early employee at Xinja, Australia’s first neo-bank, where he helped scale the team from 10 to over 100 people and raised AUD 120M in funding. He closed multiple $100M+ technology outsourcing deals with leading global banks while at IBM. As Principal at Abu Dhabi–based investment firm True Altitude, he focused on fintech investments across EMEA.

Harrison founded Tomorrow Capital in 2022 to back the next generation of financial institutions in emerging markets. He leads the firm’s strategy, fundraising, and portfolio management, and has helped build its presence across Latin America and other global emerging markets. He has raised over $280M in credit and works closely with portfolio founders as an active advisor and partner.

Past time passions

Sport lover - if that’s playing rugby from a young age, on the ski slopes, golf course or the tennis court. If I’m not playing sport, I’m watching it or talking about it!

Favourite place

Sydney, Australia - A special place having lived there for over a year. The beach-city life is pretty special.

Nathalie

Peach

Head of Performance
Bio

Nathalie is a senior leader with over 20 years of experience in management and leadership, having led large, complex projects and multicultural teams across higher education and human resources. She has held senior roles at L’Oréal, The Body Shop, and Pearson, where she focused on talent, culture, and organisational development.

As Head of Performance at Tomorrow Capital, she provides performance consulting and strategic guidance to the firm and its portfolio companies, leading initiatives across talent strategy, culture, and leadership development. An experienced executive coach, Nathalie helps founders and teams enhance performance, strengthen leadership, and align with long-term strategic goals.

Past time passions

I’ve been a keen Ashtanga yogi for the past two decades. I love this intensely challenging and yet playful way of pushing myself, and the great community feel there is with my yogi gang; being upside down in headstands is a great way to put things in perspective!

Favourite place

Drinking a coconut water on the Ipanema beach looking at the sun set on the twin mountains Moro dos Dois Irmãos. I grew up in Rio de Janeiro and lived there until I was 17 years old. It will forever have a unique place in my heart. 

Paul

Tregidgo

Chair and IC Member
Bio

Paul is a senior executive with over 45 years of experience spanning law, investment banking, and fintech, with a particular focus on emerging markets.

He held senior leadership roles at Credit Suisse, including Global Head of Debt Capital Markets and Global Head of Emerging Debt Capital Markets. During his tenure, he founded and co-chaired the firm’s Impact Investing Advisory Council and served on the Global Investment Banking and Fixed Income Operating Committees, as well as the Emerging Markets Council.

Under his leadership, Credit Suisse received multiple industry awards, including Best Emerging Market Debt House, Best Latin American Debt House, and Most Innovative Bank. At Tomorrow Capital, Paul sits on both the Investment and Operating Committees and plays an active role across strategic initiatives and day-to-day operations.

Past time passions

Reading far and wide, tennis and an avid fan of the Mets, Giants and Spurs

Favourite place

Home, because, there is no place like it



Olivia

Hamilton-Russell

Bio

Olivia is a qualified lawyer and investment professional with deep experience in fintech, lending, and early-stage venture capital. She has worked across the full transaction lifecycle — from sourcing and due diligence to execution and portfolio management — with a focus on seeding and building technology-led lenders in emerging markets.

Before Tomorrow Capital, Olivia was a corporate and funds lawyer at leading global firms, advising on fund formation, deal structuring, and regulatory strategy. Her combined legal and investment background brings a unique perspective to early-stage ventures. At Tomorrow Capital, Olivia is responsible for operations and investment support, ensuring smooth execution and effective portfolio oversight.

Past time passions

Exploring the English countryside with my husband, Adam, and my labrador, Mouse, and cooking something new for my family with a great glass of wine in my hand.

Favourite place

The Hemel en Aarde Valley in Hermanus, South Africa. Sipping Chardonnay in the garden of my family home, surrounded by the smell of fynbos, as the sun sets on the Babylonstoren mountain range.

Lauren

Cochran

Bio

Lauren is the Founder of Azarine, an FCA-regulated multi-family office focused on building climate-aligned portfolios. Before founding Azarine, she led the U.S. International Development Finance Corporation’s equity investment program, managing a $3B global portfolio, and previously served as Managing Director at Blue Haven Initiative.

An experienced investor, Lauren was an early backer of Paystack (acquired by Stripe) and several other embedded finance companies across Africa and Asia. At Tomorrow Capital, she serves on the Investment Committee and oversees the firm’s investment process.

Past time passions

I have torn most of the ligaments in my knees, but still insist on skiing. Born and raised Philadelphia sports fan. Go birds!

Favourite place

Shela on Lamu Island Kenya. Specifically the veranda of Peponi Hotel with an Old Pal, samosas, some ginger crab, and good friends.

Ryan

Joyce

Advisor & Venture Partner
Bio

Ryan is an Advisor and Venture Partner at Tomorrow Capital. Prior to this Ryan spent 17 years at Salesforce and IBM working directly with the world’s leading Financial Services institutions to support their digital transformation and accelerate their adoption of cloud computing, data analytics and AI technology. During this time he built and led the FinTech business unit at Salesforce, building partnerships with the fastest growing digital banks, alternative lenders and digital payments companies.

Ryan is passionate about coaching entrepreneurs and founders, having mentored at Techstars and Accenture FinTech Labs, with a focus on GTM and Technology.

He holds a BSc (hons) in Business Management from Oxford Brookes University and Venture Finance Programme at University of Oxford, Said Business School.

Past time passions

Keeping up with the latest technology trends, imagining the future, staying active with football, padel and surfing and travelling the world.

Favourite place

In the ocean!

Operators

Think you’re right for our team?

Get in touch via our contact form or LinkedIn

Our team

Harrison

Emmett-Lee

Founder and Managing Partner

Who is
Harrison
?

Harrison has built a wide-ranging career in fintech as both an operator and investor. He was an early employee at Xinja, Australia’s first neo-bank, where he helped scale the team from 10 to over 100 people and raised AUD 120M in funding. He closed multiple $100M+ technology outsourcing deals with leading global banks while at IBM. As Principal at Abu Dhabi–based investment firm True Altitude, he focused on fintech investments across EMEA.

Harrison founded Tomorrow Capital in 2022 to back the next generation of financial institutions in emerging markets. He leads the firm’s strategy, fundraising, and portfolio management, and has helped build its presence across Latin America and other global emerging markets. He has raised over $280M in credit and works closely with portfolio founders as an active advisor and partner.

Past time passions?

Sport lover - if that’s playing rugby from a young age, on the ski slopes, golf course or the tennis court. If I’m not playing sport, I’m watching it or talking about it!

Favourite place and why?

Sydney, Australia - A special place having lived there for over a year. The beach-city life is pretty special.

Nathalie Peach

Nathalie

Peach

Head of Performance

Who is
Nathalie
?

Nathalie is a senior leader with over 20 years of experience in management and leadership, having led large, complex projects and multicultural teams across higher education and human resources. She has held senior roles at L’Oréal, The Body Shop, and Pearson, where she focused on talent, culture, and organisational development.

As Head of Performance at Tomorrow Capital, she provides performance consulting and strategic guidance to the firm and its portfolio companies, leading initiatives across talent strategy, culture, and leadership development. An experienced executive coach, Nathalie helps founders and teams enhance performance, strengthen leadership, and align with long-term strategic goals.

Past time passions?

I’ve been a keen Ashtanga yogi for the past two decades. I love this intensely challenging and yet playful way of pushing myself, and the great community feel there is with my yogi gang; being upside down in headstands is a great way to put things in perspective!

Favourite place and why?

Drinking a coconut water on the Ipanema beach looking at the sun set on the twin mountains Moro dos Dois Irmãos. I grew up in Rio de Janeiro and lived there until I was 17 years old. It will forever have a unique place in my heart. 

Paul

Tregidgo

Chair and IC Member

Who is
Paul
?

Paul is a senior executive with over 45 years of experience spanning law, investment banking, and fintech, with a particular focus on emerging markets.

He held senior leadership roles at Credit Suisse, including Global Head of Debt Capital Markets and Global Head of Emerging Debt Capital Markets. During his tenure, he founded and co-chaired the firm’s Impact Investing Advisory Council and served on the Global Investment Banking and Fixed Income Operating Committees, as well as the Emerging Markets Council.

Under his leadership, Credit Suisse received multiple industry awards, including Best Emerging Market Debt House, Best Latin American Debt House, and Most Innovative Bank. At Tomorrow Capital, Paul sits on both the Investment and Operating Committees and plays an active role across strategic initiatives and day-to-day operations.

Past time passions?

Reading far and wide, tennis and an avid fan of the Mets, Giants and Spurs

Favourite place and why?

Home, because, there is no place like it



Lauren Cochran

Lauren

Cochran

IC Member

Who is
Lauren
?

Lauren is the Founder of Azarine, an FCA-regulated multi-family office focused on building climate-aligned portfolios. Before founding Azarine, she led the U.S. International Development Finance Corporation’s equity investment program, managing a $3B global portfolio, and previously served as Managing Director at Blue Haven Initiative.

An experienced investor, Lauren was an early backer of Paystack (acquired by Stripe) and several other embedded finance companies across Africa and Asia. At Tomorrow Capital, she serves on the Investment Committee and oversees the firm’s investment process.

Past time passions?

I have torn most of the ligaments in my knees, but still insist on skiing. Born and raised Philadelphia sports fan. Go birds!

Favourite place and why?

Shela on Lamu Island Kenya. Specifically the veranda of Peponi Hotel with an Old Pal, samosas, some ginger crab, and good friends.

Olivia Hamilton-Russell

Olivia

Hamilton-Russell

Partner

Who is
Olivia
?

Olivia is a qualified lawyer and investment professional with deep experience in fintech, lending, and early-stage venture capital. She has worked across the full transaction lifecycle — from sourcing and due diligence to execution and portfolio management — with a focus on seeding and building technology-led lenders in emerging markets.

Before Tomorrow Capital, Olivia was a corporate and funds lawyer at leading global firms, advising on fund formation, deal structuring, and regulatory strategy. Her combined legal and investment background brings a unique perspective to early-stage ventures. At Tomorrow Capital, Olivia is responsible for operations and investment support, ensuring smooth execution and effective portfolio oversight.

Past time passions?

Exploring the English countryside with my husband, Adam, and my labrador, Mouse, and cooking something new for my family with a great glass of wine in my hand.

Favourite place and why?

The Hemel en Aarde Valley in Hermanus, South Africa. Sipping Chardonnay in the garden of my family home, surrounded by the smell of fynbos, as the sun sets on the Babylonstoren mountain range.

Ryan

Joyce

Advisor & Venture Partner

Who is
Ryan
?

Ryan is an Advisor and Venture Partner at Tomorrow Capital. Prior to this Ryan spent 17 years at Salesforce and IBM working directly with the world’s leading Financial Services institutions to support their digital transformation and accelerate their adoption of cloud computing, data analytics and AI technology. During this time he built and led the FinTech business unit at Salesforce, building partnerships with the fastest growing digital banks, alternative lenders and digital payments companies.

Ryan is passionate about coaching entrepreneurs and founders, having mentored at Techstars and Accenture FinTech Labs, with a focus on GTM and Technology.

He holds a BSc (hons) in Business Management from Oxford Brookes University and Venture Finance Programme at University of Oxford, Said Business School.

Past time passions?

Keeping up with the latest technology trends, imagining the future, staying active with football, padel and surfing and travelling the world.

Favourite place and why?

In the ocean!

INVESTMENT COMMITTEE

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