Building the Fintech lenders of tomorrow
Tomorrow Capital is a specialist capital platform building technology-led lending businesses to drive access and affordability of credit in emerging markets.
We offer specialist expertise, operational support and patient capital capable of being deployed throughout the capital stack.
Credit can unlock the true value of Emerging markets
By 2025, emerging markets will account for over 66% of global consumption.
Source: McKinsey & Company
200 million businesses worldwide are in need of financing to invest, grow and create new jobs.
Source: The World Bank
Globally around 1.7 billion people, or 31% of the adult population, lack access to banking (85% of these people are in Asia, Africa and Latin America).
Source: Lazard Asset Management
Our Platform gives our founders the tools to operate and scale
Capital across the capital stack with:
Early-stage equity
Opportunistic credit
Follow on growth equity
etc.
Expert support and resources across key functions:
Go-to-market strategy
Credit underwriting
Risk management
Collections
Access to a network of experienced operators and advisors:
Fintech founders
Banking executives
Credit specialists
Institutional investors
Access to local and international capital markets:
Preparation and introductions
Structuring
Diversifying capital sources
Approved technology partners
Our Founders are:
Building technology first lending businesses
Leveraging technology and unique underwriting techniques to better serve vertical lending segments
Focused on Emerging Markets
Latin America, Middle East, Africa and Southeast Asia
Extending access to and affordability of credit
For underserved SME’s and consumers
Closing the credit gap
With the aim of providing $10bn in loans in the next 10 years
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Sustainable Credit in Emerging Markets
Tomorrow Capital’s thesis is centred around supporting businesses that provide sustainable credit within emerging markets - but what exactly does this mean and why is it significant?
Miami